Capital American Mortgage Company Capital American Mortgage Company The American Dream - Homeownership Capital American Mortgage Company
Capital American Mortgage Company Capital American Mortgage Company Capital American Mortgage Company
Capital American Mortgage Company
Capital American Mortgage Company

REQUIRED DOCUMENTS AND CHECKLISTS

The following information and/or documentation will be required to process your residential loan application. Please gather all the information requested forward to us via fax, scan/email or mail.

If you are PURCHASING
  • Sales contract signed by buyer and seller (including addendums)
  • Canceled checks, both sides, for down payment & bank statements evidencing source of funds for deposit, if received

  • Condominium: Management Company name, address and telephone number, Condo Docs
  • Sale of home or other property - sales contract and/or closing statement
  • Gift - gift letter and verification of Donor=s ability to provide gift & deposit of same
If you are REFINANCING
  • Warranty Deed
  • Original existing Survey
  • Most recent property tax bill
  • Copy of Note and Mortgage

  • Existing title policy
  • Homeowners, Flood and Windstorm Insurance Certificates
  • Condominium: Management company name, address and telephone number
Employment Information
(two complete years):
  • Name, address and telephone number of employer (including 2nd Jobs)
  • Social Security numbers
  • Year to date pay stubs covering the last 30 days pay period
  • Two years signed personal tax returns with all schedules and W-2's and/or 1099's
  • Two years signed corporate tax returns with all schedules and K-1's (if self-employed)
  • Year to Date Profit & Loss and Balance Sheet (if self-employed)
Substantiate other income:
  • Income from rental property: copy of annual leases OR Schedule E on personal tax returns
  • Interest from mortgage held: copy of mortgage and note receivable (must continue for two years or more)
  • Alimony or child support: divorce decree, property settlement and 12 months canceled checks
  • Social Security, Disability, Retirement: most recent award letter
 Assets and Liabilities:
  • Name, address, account numbers and approximate balances of the following:
  • Checking and savings accounts and last three months consecutive bank statements
  • Stocks and bonds and last three months consecutive bank statements
  • Money Markets, CDs, IRAs, 401Ks, Retirement accounts and last three months consecutive bank statements
  • Credit cards, personal loans, mortgages and automobile loans
  • Previous credit references
  • Residence: Rental and/or mortgage information for the past two years

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Capital American Mortgage Company
Capital American Mortgage Company
 
Capital American Mortgage Company
Capital American Mortgage Company
There's no place like home Deborah A. Reyes, providing mortgage services for over 30 years HOME | ABOUT US | LOAN PROGRAM | RESOURCES | CALCULATORS | TRAINING | CONTACT US

2655 S. LeJeune Road, PH1-K Coral Gables, FL 33134 • 305-444-4140 • info@capitalamericanmortgage.com
Florida's Best Awards - Mortgage Lender of the Year - 8 Time Winner!
Capital American Mortgage Company